for 40,000+ Clients
For more than 30 years, HFG has been committed to offering unbiased advice on a variety of product offerings based on extensive industry knowledge and company resources. Unlike most competitors, we are a privately held firm that puts clients first by fostering respect and building lasting relationships.
When Steve Botts founded Steve Botts & Associates in 1982, he sought to fill a gap in the insurance industry. He wanted to build a firm focused on customer needs that featured high-quality products, top-notch service and a perceived level of integrity within the industry. In 1997, Botts expanded his practice and launched Heritage Financial Group, LLC.
The partnership with HFG and Kemmons Wilson Insurance Group (KWI) in 2014 further expanded our services and expertise. Established in 1952 by the founder of Holiday Inn Corporation and based in Memphis, Tennessee, KWI offers specialized commercial insurance coverage for businesses, ranging from start-up entities to large multi-state companies. Whether it is a small business owner’s policy (BOP), a large commercial policy with many facets or mono-line workers’ compensation, we provide the tools to help you preserve your good name.
Today, HFG continues to be a leader in the insurance industry, serving businesses and individuals as one of the Southeast’s largest solutions providers.
Based in Hendersonville, Tennessee, with offices in Memphis, Tennessee, Destin, Florida and West Plains, Missouri, HFG offers a highly experienced team of dedicated industry professionals committed to delivering expert advice and personalized service. Client companies from industries as diverse as hospitals and hotels, law firms and landscapers, consulting and construction; large and small companies from across the country call on HFG for expertise and assistance with their insurance and risk mitigation needs.
Lyndsay Thompson Director of Client Relations
“In a marketplace undergoing significant change, clients need more than exceptional service. They need advice in navigating new regulation, creativity in benefit plan design, access to innovative product lines, and a business partner dedicated to making the entire process seamless.”…
Fans of HFG
We have worked with HFG for many years and the company has always served as a faithful advocate for us as we seek to navigate the maze of health insurance issues which challenge every business. HFG is a true and honest partner in all dealings.
Charles W. Bone, Chairman & Founder,
We selected HFG because they offered a wide variety of insurance products and the high level of customer service we desired. Being an independent agent, HFG was able to get us solutions from multiple carriers covering both P&C and Employee Benefits, which ultimately helped us decide on the plan that was a fit for us.
Tim Tyler, President,
We have been partners with HFG for decades and they have helped us not only get the best benefit programs for our employees and for our company, but also have helped us find the right HR program for our company.
Mike Skiera, CEO,
For these last 20+ years, we truly have established and built a relationship with HFG…they’ve been there for us and they’ve educated us along the way.
Ronald Gobbell, President,